July Budget

July Shopping Budget
IT Cosmetics Brow Power Universal Eyebrow Pencil, $24
H&M circle skirt, $15
Claire’s earrings, $5 (on sale, $13 full price)

Shopping Budget (for the rest of 2015!): $126
Total Spent: $44
Estimated Retail: $52
Total Saved: $8
Remaining Budget: $82 (LOL)

You guys, this could have been a shopping free month, considering that two out of three purchases were impulse buys. So yay?

I was hanging out in Center City before seeing some 4th of July fireworks, so I stopped by Ulta to kill some time. In the last year or so, I’ve gotten really into filling in my brows, but I was ready to try something new. I’m really liking this brow pencil so far, and it’s perfect for doing my makeup on the train (#sorrynotsorry). I hadn’t heard of IT Cosmetics before, but it’s cruelty-free and paraben-free, so I’ll probably try more things in the future.

The skirt was the other impulsive purchase, but I’ve already worn it twice, so it could’ve been worse. Still, this is what happens when you’re super comfortable in the outfit you picked out in the morning — you’ll spend your lunch break shopping. Tell me I’m not alone you guys.

As for the earring set I picked up from Claire’s (yes, that Claire’s), does anyone else hate wearing earrings in general? I went almost an entire year without wearing them ever when I was working customer service and I was excited to start wearing them again — but I forgot how sensitive my ears are. Still, it’s been engrained in me that wearing earrings is just the feminine thing to do. I decided to try these because they’re marked as a “sensitive solution” and go with everything. You guys: I love them. It feels like I’m not wearing any, and I haven’t experienced any irritation. I’m sorry to put away all my quirky and bohemian statement earrings, but this is the first time I haven’t been miserable wearing earrings. Total win.

Have you made any great shopping discoveries lately?

~ Sarah

Linking up with Fran’s Budgeting Bloggers.

April-June Budget

It feels like this year has been going by really quickly, and then I remember how much shopping I’ve done. In April, it was still freezing and it’s definitely warmed up since then. That being said, mom, you may want to stop reading now.
Budget: April-June

Uniqlo hoodie, $15 (full price $35)
LOFT trench coat, $84 (full price $168)
Conway leopard flats, $8 (full price $16)
Hot Topic Star Wars tank, $21 (similar)
Old Navy cargo jacket, $35 (full price $45)
Old Navy sundress, $30 (full price $37)
Merona Modern Ankle Pants, Target, $28 (2 pairs)
BCBG hat, via Burlington, $17 (MSRP $40)
InPink Starlight Cuff, $13 (including shipping)
Kmart swimsuit and striped shorts, $35 (I think, I lost the receipt)

Ecotool foundation and concealer brushes, $8 on sale (buy one, get one 50% off at Ulta)
Revlon Red nail polish, $6
Pixi Beauty Glow Tonic, $29
Pixi Beauty Lid & Line, $5 (on sale, full price $16)

Budget: $166 ($150 quarterly budget + $16 carryover from January-March)
Total: $362 (sorry, mom)
Estimated Retail: $532
Savings: $170 (or just less than 32%)
Shopping Budget remaining (for 2015): $126

So…this could have been worse. I could’ve bought everything full-price, but I didn’t. Still, knowing that I have less than $150 to spend on clothing for the next 6 months is a little shocking. Granted, I make the rules around here, but there is no point in setting budgets if you can’t stick to them. Also, yes, I needed to start rounding because it was very overwhelming.

Maybe this is a sign I could have been a lawyer, but I can justify all most of my purchases. Almost a third of my spending was on my new trench coat, which I’ll hopefully have for years and fits a lot better than my previous one which I passed along to a friend. Also, I was shopping for my work clothes when I tried on these pants at Target. I really liked them, and since we all know what an achievement that is, I purchased two pairs (one black, one gray). Here’s hoping the knees don’t start sagging by the fall so I can wear them with riding boots. It’s just something I’m picky about. Does this make the rest of my shopping better?

(Probably not.)

More fun favorites? My Uniqlo hoodie (not exciting, but so comfy and I’ve been needing a zip up for errands and around the house) and my jacket and dress from Old Navy. The jacket was the definition of an impulse purchase — on the way to a venue preview on an unseasonably cold June day. I need another layer or I’d be miserable, but I think it definitely serves a purpose in my wardrobe. I bought a similar dress from Old Navy last year, out of desperation to find a great little white dress. I only wore last year’s dress once or twice though, and it’s just not the most flattering on me. So it’ll go to a better home — I actually have more than a blue IKEA bag’s worth of stuff I’ve cleaned out of my closet to give away/donate/recycle. It’s a good feeling.

Think I can stick to my remaining budget the rest of the year? Here’s hoping you’ve been a little less spendy than me!

~ Sarah

Linking up with Fran and other budgeting bloggers.


Quarterly Budget: January-March

Winter 2015 Budget
H&M blouse, $9.95
Old Navy pencil skirt, $10 (originally $24.94)
Uniqlo cashmere sweater, $19.90 (originally $79.90)
Target textured pullover sweater, $19.99
C. Wonder horoscope necklace, $11 (originally $44.00)
Smak Parlour ring, $10

Pixi Lid Last Shadow Pencil, $9.00 (originally $18.00)
Pixi Correction Concentrate, $12.00
Pixi Lip Blush, $9.00 (originally $18.00)
Wet n Wild nail polish in Blazed, $0.99

Total: $111.83
Estimated Retail: $237.77
Savings: $125.94 (over 50%!)
Budget: $127.82 ($150 quarterly budget – $22.18 over in December*)
Carryover: $15.99

After a hiatus, my budget posts are back! First, a rundown of some of the changes I made;

  • $150 quarterly budget, instead of a $60 monthly budget. Having a monthly budget felt very restrictive, because there were some months I wanted/needed to shop a lot, and others were I really didn’t feel stepping foot inside a store. I also felt like I added a lot of key pieces to my wardrobe in 2014, so I also reduced my budget by $10 a month, so hopefully this will be a savings of at least $120. With the quarterly budget, though, I don’t feel like the decrease in shopping funds as much.
  • Including my beauty buys in my budget. I’m not a beauty blogger, but that doesn’t mean I’m not prone to roaming the cosmetics aisle at Walgreens. Being public about my shopping budget held me accountable (and vulnerable to nags from my mom, hi!), so I hope the same will be true for my beauty buys.
  • Excluding my gym clothes. If I’m not planning on wearing my compression leggings outside of the gym and walks with Zamboni, I’m not going to count them towards my regular budget. I don’t want this to be an excuse to go crazy though!

Now for the fun part: the shopping.

I’m a little obsessed with my billowy printed top from H&M. It’s super soft, and the print feels very “me.” My cashmere (!) sweater is warm but lightweight and found on super clearance at Uniqlo. I love the print of my new floral pencil skirt, but I don’t I like the waistband as much as I did on last year’s jersey pencil skirt (seen here). For $10 though, I can suck it up and hope it doesn’t ride up too often. Also, I think we can see a color theme here.

Not pictured: My Target sweater is black, another favorite color of mine, and was a solid emergency purchase for a night out. The C. Wonder necklace was scored during their going-out-of-business sale, and I’m a sucker for anything with my horoscope on it. It, too, is navy. The triangle ring was an impulse by at Smak Parlour, a boutique here in Philly — I have tiny fingers, so when I find a ring that fits, four out of five times, I’m buying it.

I bought the eyelid pencil and lip stain when Pixi discounted and discontinued those shades, but I really like them. I added the cult favorite-concealer to get free shipping after having my eyes on it for ages (pun not intended). I’m also digging my new coral nail polish from Wet n Wild. Welcome back, spring!

~ Sarah

Linking up with Fran’s Budgeting Bloggers.